Jim's Journal

Banking Tech

From B2B To P2P, Faster Payments

From B2B To P2P, Faster Payments

   I’ve watched the business-to-business , person-to-person, and account-to-account payments industry from an insider’s perspective over the last 20 years. Moving through time from commercial online banking, to retail online banking, to mobile banking, to digital banking – payments is…

Trends and the Shift in retail banking: Sales and Investments

The retail banking market has come out of the financial crisis with a new outlook on how to engage new customers and how to retain and cross sell others.  The shift to omni-channel, multi-channel whatever is something that has been…

My recap of TAG Fintech 2015

My recap of TAG Fintech 2015

Some thoughts from this years TAG Fintech 2015 (Technology Association of Georgia). I’ll look back on my tweets to help me: Lots of great analogies during the final session about Bitcoin – in summary it seems that beyond the hype…

My Finovate Presentation (Video)

My Finovate Presentation (Video)

Stood up there in front of 1,500 people – it was fun and though I wish I had remembered all my lines, it was worth it. I’m demonstrating for TIS an integrated part of multi-channel approach to capturing the necessary…

Does Mobile have a Place in Lockbox, Integrated Receivables, Payment Reconciliation?

I’ve been thinking a lot about how much Treasury Management has changed since I started in the business just over 25 years ago. Although I’ve been out of the game for at least 4 years, it seems that Lockbox (especially…

Opened Bank Accounts with @getMoven and @Simplify to see how they work web & #mobile – will see how #online #banking is useful here

Two new financial services entities have come into the market recently: Moven.com and Simple.com.Simple started out as a credit card based mobile solution while Moven was the creation by the now famous Brett King who drove us all to sell…

TAG FinTech Symposium vs BAI Retail Delivery

Spent some time over the past two weeks at the BAI Retail Delivery conference in Denver and the TAG FintTech conference here in Atlanta.  Recycling my brain, looking for new opportunities, building the network.  BAI was the same as it…

Retail Online Banking – Innovation or Evolution?

I spent the day visiting with bankers, executives and vendor salespeople at BAI Retail Delivery 2013 – Denver, CO November 5-7. My take away? We are all continuing the transition from static web based information delivery to dynamic mobile content.…

Today’s Rant: Multi-Channel is not multi-technology or multi-cross sell; it has to start with the customer

Considering all of the conversations I’ve had with customers over the years about cross sell, multiple channels, touch points and technology investment the conversation always starts with “what should we do?” Be accessible with technology and with personality.  Build the…

Payments and People, its really about buying access to our conversations

Payments and People, its really about buying access to our conversations

There was so much happening this week in the P2P world – people to people.  There was the announcement that Square will be providing free P2P payments via email joining so many others in that market and the land grab…